Static caravans for sale in Scotland

What are the costs of owning a holiday home?

Buying a static caravan is a big decision and there are annual costs to consider. Our experienced team can run through all these costs in details, and you can use the information below to understand the cost of owning a holiday home at Silver Sands:

Here’s a representative example of a holiday home package:

  • Holiday home cash price: £14,995.00
  • Deposit: £1,500.00
  • Total amount of credit: £13,495.00
  • Total charge for credit: £5,016.65
  • Total amount payable: £20,011.65
  • Duration of agreement: 84 months
  • Amount of each repayment: £220.38 per month

Total charge for credit £5,016.65 (includes interest charge of £5,006.65 and £10 purchase fee.) Flat rate of 5.3% fixed, representative 9.9% APR. Finance is subject to status and lender criteria. We (Silver Sands Leisure Park Limited) are a credit broker and not a lender. We make introductions to a panel of two lenders, namely Black Horse Limited and Clydesdale Financial Services Limited (trading as Barclays Partner Finance). This is just a representative example; the amount of deposit and fixed rate will depend on the age of the holiday home chosen and your circumstances. The maximum term of the finance will be between 12 and 84 months depending on the holiday home. Please ask for more details.

Regular costs to consider:

There are a small number of quarterly and annual costs to consider within your budget.

  • Caravan insurance (we can recommend a provider to you)
  • Gas and electricity will be billed quarterly (only applicable to piped gas. Gas bottles need to be paid for at time of purchase)
  • Rates (water and sewerage) – based on the value of each holiday home and the charges levied by the water authority local to the park (just like your real home)
  • Winter drain down (to protect your caravan over the cold winter months)

Earn income by subletting

You can sublet your holiday home when you’re not using it and earn income to help cover your site fees and running costs (subject to age, style and condition of holiday home). We can manage the subletting for you and make it hassle free.